Income Protection Insurance

With effect from 1st April 2014, CUNA Mutual no longer accepts new policy applications for Income Protection.

All existing Income Protection policies continue as normal and all existing contractual obligations continue to be met in line with the Income Protection policy terms and conditions. All existing policyholders continue to receive a high level of service from CUNA Mutual. Any policyholders who require additional information about their policy or who wish to make an alteration to their policy should contact 0870 1433545.

Income Protection Insurance
Income Protection is designed to cover a proportion of your income in the event that you are off work through accident, sickness or involuntary unemployment.
  • Protect any amount from £100 to £2,500, up to 50% of your gross monthly earnings
  • Flexible claim excess periods allowing you to choose when your benefit payments start
  • Benefit payments for up to 12 or 24 months
Have you ever considered what would happen if you lost your income? How would you pay your mortgage or rent and other household bills? Income Protection provides a monthly benefit so you can cover the basics and pay for the essentials, such as mortgage or rent and household bills.

Important information and things you should know
This Income Protection Insurance is optional. There are other providers of Short-Term Income Protection and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at

The cost of your Income Protection policy depends on the cover options chosen. For example, you could get £100 of monthly benefit for:
  • £3.28* per month with Accident and Sickness cover
  • £7.46* per month with Accident, Sickness and Involuntary Unemployment cover
* The above examples are based on a 30 day claim excess and 12 month claim payment period. For your individual premium please call our team or click on the Get a Quote Now button.

This policy is not linked to any debt repayment facility. You should review and update your insurance cover periodically to ensure that it meets your on-going income requirements. If you stop paying premiums you will not get any money back and all cover ceases. The premium rate is reviewable.

For further information, to obtain a quick and simple quote, or buy online


Call: 0845 121 2416

Click to view the Income
Protection Policy Document and Policy Summary